Friday, February 12, 2010

Is Aetna Life Insurance Right For Your Life?


Chances are, Aetna life insurance is right for you in way or another. Aetna life insurance can be for individual or group coverage. There are special policies for employers wanting to offer life insurance to their hard working employees. Before you get any kind of life insurance, be sure you really need it. Remember, even though it's called life insurance, they don’t pay a penny of it until you're dead.

Who Needs It?

You need life insurance – albeit Aetna life insurance or from another company – if you own a business; if you have a family who depends on your salary for survival; or if you want to be sure your partner can still pay the mortgage after you pass on. For example, if you have a family with two small children and just bought a house with a twenty year mortgage, then life insurance can continue the mortgage payments.

A+ Stable

One of the reasons why Aetna is so popular for health and life insurance is that it is financially stable. Before you get Aetna life insurance or any insurance policy, check out the company's ratings. You know the product comparison and rating magazine Consumer Reports? Well, there are companies that act like Consumer Reports for the insurance business.

Perhaps the most prestigious insurance ratings company is Standard & Poor's. They give Aetna life insurance policies an A+ (which means just like it did on your school report card – excellent). They are also rated "stable" in being financially secure. Sometimes in the business trade journals, they will report an A+ rating as A1.

Industry Rock

In the early days of the American country, the insurance capital was in Hartford, Connecticut. Aetna started there in 1850. The name was inspired by the infamous Sicilian volcano, Mt. Edna, which was sometimes spelled with an "A". They still are based in Hartford, Connecticut. They were able to hire one full time employee in 1854 – now they have over 34,000.

Aetna life insurance was the only kind of insurance you could get by Aetna back then. In their history, Aetna has offered farm loans, health insurance, dental insurance, end-of-life care and car insurance. They began their auto insurance in 1907. They are best known today for their health insurance, which they first offered in 1899.

It is easy to get in contact with Aetna life insurance employees, branch offices and even the company's current moves. Aetna a lot give a lot of money to various charities.

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